Arbitration Clauses in Loan Contracts: What Borrowers Are Actually Giving Up
Over 76% of consumer loan contracts bury arbitration clauses that block class-action lawsuits worth $220M annually. Here's exactly what you waive when you sign.
Category Consumer Protection
Nursing Home Loan Scams: What Residents and Families Must Know Before Signing Anything
Federal law bars third-party guarantee clauses at Medicare/Medicaid facilities—but a 2024 CMS update closed loopholes families didn't know existed. Here's what to cross out before you sign.
What Lenders Must Legally Disclose Before You Sign Any Loan Agreement
Federal law requires lenders to show you the APR, total cost, and all fees before you sign. Here's exactly what TILA guarantees you the right to see.
Prepaid Debit Card Protections in 2026: What Changed and Who It Helps Most
5.6 million unbanked households depend on prepaid cards, but fraud liability caps and error resolution rights only kick in after registration. Here's what changed.
When a Lender Breaks the Rules: How Seniors Can Recover Money from Predatory Loans
Learn about predatory loan recovery seniors. Discover your legal rights, key warning signs, and proven steps to reclaim money lost to abusive lending.
Auto-Renewal Traps in Financial Apps: The Hidden Charges Draining Your Account
81% of subscription apps bury auto-renewal settings on purpose — and the average American underestimates what they pay by 2.5x. Here's how to audit, cancel, and dispute.
Free Legal Help for Predatory Lending Victims: Every Option Ranked
Learn about free legal help predatory lending victims can access. Every option ranked — from legal aid to class actions — so you can fight back fast.
Should You Use a Credit Counseling Agency or Handle Debt Yourself?
A DMP can cut your interest rate from 20% to around 7–8%, but the credit counseling agency decision only makes sense if you owe $5,000+ and have stable income.
Auto-Renewal Loan Traps: What Lenders Hope You Never Notice
Learn about the auto renewal loan trap. Discover hidden clauses lenders bury in contracts that keep borrowers locked in costly cycles of debt.
Buy Now Pay Later vs Credit Cards: Which Has Stronger Consumer Protections?
The CFPB withdrew its key BNPL rule in May 2025, leaving buy now pay later protections weaker than ever. Here's what that means before your next purchase.