Your Rights When a Payday Lender Rolls Over Your Loan Without Permission
Four out of five payday loans get rolled over within a month. Find out what unauthorized loan rollovers are, why lenders do it, and how to reclaim your money.
Category Consumer Protection
How a Freelancer Caught Illegal Lending Fees and Got a Full Refund
CFPB complaints have returned $21B+ to consumers — here's how one freelancer documented hidden charges, sent a demand letter, and won an illegal lending fees refund in under 60 days.
Medical Debt vs Personal Loan Debt: Which Has More Legal Protections for You
Federal medical debt protections collapsed after July 2025, but 15–16 states still ban credit reporting. Here's which debt type actually shields you more right now.
Spot a Fake Loan Company Before You Apply: Red Flags Most Borrowers Miss
Learn about fake loan company signs. Discover key red flags that expose fraudulent lenders before you apply and protect your finances from scams.
What Happens to Your Loan Agreement When a Lender Goes Bankrupt
Learn about lender bankruptcy borrower rights. Discover what happens to your loan, who collects payments, and how to protect yourself if your lender goes under.
What Most Borrowers Get Wrong About Their Right to Dispute a Loan
Learn about borrower dispute rights. Discover the common mistakes borrowers make and how to properly challenge loan errors, unfair terms, and billing disputes.
How a Veteran Used the Military Lending Act to Cancel a High-Interest Installment Loan
84,600 servicemember complaints in 2023 — up 98% since 2021. Your Military Lending Act installment loan claim hinges on your status at signing, not today.
CFPB Complaint Database: A Beginner’s Guide to Using It Before You Borrow
Over 4 million verified complaints are sitting in the free CFPB database — here's how to search lenders by name in seconds before you sign anything.
Credit Repair Companies vs DIY: Which Actually Protects You More?
DIY credit repair works just as well as paid services—and costs nothing. Credit repair companies charge $79–$149/month for tools you can use free under the FCRA.
Rent-to-Own Contract Pitfalls: What the Fine Print Costs You Over Time
Implied interest rates up to 311% and total payment forfeiture on one missed installment — here's what rent-to-own contract risks actually look like in the fine print.